Take control of your money
Rollstone Bank & Trust has partnered with Banzai to bring you clear, in-depth lessons that help you dive into the financial topics you care most about.
Going to College
Off to college? Learn to budget and manage all the unexpected and kind-of-expected costs that come with being on your own.
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Using Credit Cards
Using credit cards wisely paves the way for big purchases in the future, but be wary of spending more than you can manage.
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Buying a Home
The process of buying a house is riddled with specific terminology and important decisions. Set yourself up for success by studying the ins and outs of the process.
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Featured
Topics
coach

2 min read
Financial Wellness Assessment
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
article

2 min read
What is Inflation?
Inflation happens when prices increase and purchasing power decreases.
calculator

2 min activity
Inflation Calculator
Inflation measures how much prices and goods rise over time in an economy. Healthy inflation is normal, but it can impact your budget.
coach

3 min activity
Saving With A Purpose
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
calculator

6 min activity
Budget Calculator
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
coach

5 min activity
Create a Budget
Creating a budget that works for you is essential to financial wellness and freedom.
article

7 min read
50/30/20 Rule
A simple, practical rule for a budget that's easy to implement.
calculator

1 min activity
Savings Calculator
With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.
calculator

2 min activity
Auto Loan Affordability Calculator
Figure out how much you can afford to pay for a car loan each month, based on your current budget.
article

6 min read
Teaching Children About Money
These 6 activities teach spending, saving, and investing to kids.
article

4 min read
Stock Market Basics
Learn how to buy & sell stocks so you can start investing your money.
article

4 min read
Handling High Inflation
What should I do when faced with high inflation and rising prices?
coach

3 min activity
The Cost of Baby’s First Year
Find out how much you need to save for a new baby!
course

2 min read
Banzai Plus
Manage your budget and credit wisely to qualify and afford your first home, while also juggling real-life dilemmas like identity fraud and purchasing auto insurance.
article

2 min read
Money Market Accounts
Meet the hybrid account that may be the right saving solution for you.
article

8 min read
Preparing for a Recession
How do I know if I could handle a major economic downturn?
calculator

2 min activity
Personal Loan Calculator
Learn what to expect with different monthly payments to your personal loans.
article

2 min read
The Upside of Frugality
Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?
course

2 min read
Banzai Teen
Save enough money for college registration while navigating various financially-focused scenarios from getting a job and going out to eat to renting an apartment.
coach

3 min activity
Earning Extra Income
Explore your options for earning extra income and see how much you could bring in every month.
article

3 min read
Finding Funds in an Emergency
Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.
coach

3 min activity
Know Your Net Worth
Discover your net worth based on your assets and liabilities, and learn how it fits into your overall financial wellness.
article

3 min read
Certificate of Deposit
If you need to save aggressively, a high-interest certificate of deposit (CD) may be right for you.
coach

3 minute activity
Grocery Budget Assessment
Evaluate your grocery spending and set a realistic budget based on food costs.
article

4 min read
8 Tips to Reduce Your Food Bill
Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.
article

4 min read
Is the Money in My Account Safe?
Yes! Thanks to the FDIC & NCUA, a financial institution is one of the safest places to store money. See how these agencies protect your money.
coach

5 min activity
Make the Most of Your HSA or FSA
Learn the difference between an HSA and FSA, and predict your health care costs.
coach

5 minute activity
Estate Planning Checklist
Practically everyone has an estate. Make sure your estate is taken care of when you're gone.
coach

5 Min Activity
How Do I Build Credit?
Learn how to build your credit score from scratch or boost your decent score.
coach

5 Min Activity
Repairing Credit
Learn how to repair your credit score when it's gone awry.
article

5 min read
Savings Accounts
Learn how different savings accounts can help pave the way to financial security.
article

3 min read
Holiday Budgeting 101
Think through your holiday spending to avoid going into debt (and feeling regret!)
calculator

1 min activity
50/30/20 Calculator
Following the 50/30/20 Rule, divide your income into three categories: Needs, Wants, and Savings.
article

4 min read
7 Tips to Lower Your Utility Bill
Utilities are an important part of our day to day comfort and few of us can function without them. But that comfort and functionality comes with monthly bills.
coach

7 min activity
What Auto Loan Can I Afford?
Discover a monthly auto loan payment that fits your budget and see an ideal purchase price range based on that number.
calculator

6 min activity
Emergency Fund Calculator
Creating a robust emergency fund is the best way to prepare financially for the unexpected.
course

2 min read
Banzai Junior
Operate a successful lemonade stand to earn money and save for a big purchase, but don't forget to pay back that IOU, deduct the cost of business expenses, and manage other hiccups along the way.
article

2 min read
Check It Out
Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.
calculator

2 min activity
Vacation Affordability Calculator
You’re ready for your dream vacation—make sure your bank account is ready, too, with this calculator.
article

4 min read
When Times Get Tough
Learn ways to prepare for and shore up your finances when hard times hit.
article

2 min read
How to Increase Your Gas Mileage
Wallet pain at the gas pump? Learn strategies to increase your gas mileage and get the most out of every gallon.
article

4 min read
3 Jar Allowance For Kids
The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.
coach

3 min activity
The 50/30/20 Rule for Teens
Create a custom budget that follows the 50/30/20 rule and fits your life as a teen.
article

4 min read
Early Withdrawals From Retirement Savings
Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.
article

3 min read
14 Ways to Cut Household Expenses
Cutting unnecessary expenses in your budget made easy.
article

2 min read
What is Net Worth?
Net worth is a subtraction of someone’s liabilities from their assets. And, understanding net worth, makes planning for your future gets a whole lot simpler.
coach

3 min activity
Build Your Emergency Fund
How much do you need to save for your emergency fund? Find out!
article

2 min read
Mobile Banking
Robust safety features and powerful, convenient services make mobile banking options an ideal on-the-go solution.
article

2 min read
How to Lower Your Gas Bill
Learn about small changes you can make to lower your natural gas bill.
article

2 min read
Leaving a Job with a 401(K)
Leaving a job with a 401(k)? Here's what you can do with the money you’ve saved.
article

6 min read
College Budget Breakdown
Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses.
article

3 min read
Emergency Funds
An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.
article

6 min read
Personal Bankruptcy
Understand the consequences of filing for personal bankruptcy.
calculator

2 min activity
Simple vs. Compound Interest Calculator
What difference will simple and compound interest make when it comes to your principal?
article

6 min read
Individual Retirement Accounts
Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational lessons to learn so you plan wisely.
article

3 min read
What to do With Your Stimulus Check
Stimulus checks are being sent to many Americans across the country in response to Covid-19. What’s the best thing that you can do with yours?
article

3 min read
Investment Warning Signs and Red Flags
Learn how to identify the warning signs of bad or inappropriate investments.
coach

3 minute activity
Create a Holiday Budget
Make sure your holiday merriment matches your budget. Set a spending target and walk through potential expenses to avoid after-holiday regret (and debt).
coach

5 min activity
Trim Your Budget
Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.
course

2 min read
College & Careers
Prepare to enter the workforce, go to college, figure out rent and all those other post-high school responsibilities.
calculator

1 min activity
Money Market Account Calculator
Discover how much your savings in an MMA will grow over time.
article

3 min read
Envelope Budgeting [Cash vs. Digital]
Whether it's a cash or a digital envelope system, the envelope budgeting method is guaranteed to help you manage finances like a pro.
article

3 min read
Making Critical Retirement Choices
Get the answers you need down the road by asking the right questions now.
article

3 min read
Opening Your First Account
Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.
article

4 min read
What is Financial Literacy?
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.
calculator

2 min activity
Low Rate vs. Cash Back Auto Financing Calculator
Will you save more using a low rate or cash back auto financing option?
article

3 min read
Meet Your 401(k)
If you’re lucky enough to be introduced to a 401(k), you’ll make a friend for life.
Become an expert
You can find a pathway to your financial goals with Banzai. With resources that are interactive, easy to use, and free, what are you waiting for? Become an expert today!